
Set up Apple Pay
To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.
To use Apple Pay, you need:
- A compatible device with the latest version of iOS or iPadOS, watchOS, or macOS.
- A supported card from a participating card issuer.
- An Apple ID signed in to your Apple device.
How to add a debit or credit card on your iPhone
1. In the Wallet app, tap the Add button
- Tap Debit or Credit Card to add a new card.
- Tap Previous Cards to add a card that you used previously

2. Tap Continue.
3. Follow the steps on the screen to add a new card.
4. Verify your information with your bank or card issuer.They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
5. If you have a paired Apple Watch, you have the option to also add the card to your watch.
To remove a card from the Previous Cards screen, tap Edit > Remove button > Delete. Then, tap Delete Card to confirm and remove the card from all of your devices.
How to add a debit or credit card to your Apple Watch
1. On your paired iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Tap Add Card.
- Tap Debit or Credit Card to add a new card.
- Tap Previous Card to add a card that you used previously.

4. Tap Continue.
5. Follow the steps on the screen to add your card.
6. If necessary, verify your information with the bank or card issuer.They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
If you can't add a debit or credit card to Apple Wallet
Find out what to do if you can't add your card to Wallet
1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, travel and student ID cards will be removed from that device.
2. If you're under the age of 13, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.
3. In mainland China, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad.
4. In Italy, you can't add Maestro cards to iPad or Mac. In Australia, you can't add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.