What is a contactless payment?
It’s a quick payment made through your phone, watch, or card. Using Apple or Google Pay, you just pull out your phone or watch and hover it over the payment reader to make an instantaneous payment, which is faster and more secure than traditional chip-based cards.
Are contactless payments secure?
Contactless payments are a lot more secure than magnetic-stripe or chip cards, whose extremely outdated technology makes them very easy to clone. This is why you may be the target of fraudulent charges and identity theft. Contactless payments are encrypted and these encrypted keys are constantly changing, which means they are almost impossible to break into. So, even if someone were to attempt to break into a system, the data they could potentially access would not be of any use.
What options for contactless payments are available?
The most commonly used contactless payment options are Apple Pay and Google Pay.
Here to pay with Apple Pay
Apple Pay is the one way to pay. It replaces your physical cards and cash with an easier, safer, more secure and private payment method-whether you’re in a store, on a website or in an app. It’s money, made modern.
- Fast and easy alternatives to cards and cash
- Privacy and security are built-in.
- Check-out is easier online with Apple Pay.
Google Pay allows you to pay for anything, whenever you want.
Google Pay is the fast, simple way to pay in millions of places—online, in stores, and more. It brings together everything you need at checkout and keeps your information safe and secure. Plus, you can manage your account wherever you want—on the web or in the app.
- Pay in shops with speed and security.
- Pay online and in-app without your wallet.
- All of your rewards and passes in one place.